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WHAT WE OFFER

Simplifying Insurance, One Policy at a Time

Personalized Consultation
We dive deep into the world of insurance, so you don't have to. Our experts are here to gather all necessary information, compare coverage, and guide you towards making informed decisions that align with your needs.
We dive deep into the world of insurance, so you don't have to. Our experts are here to gather all necessary information, compare coverage, and guide you towards making informed decisions that align with your needs.
Demystifying Insurance
Confused by insurance jargon? We're here to translate. Our team ensures you understand your policy fully, helping you steer clear of common pitfalls and securing coverage that truly protects.
Confused by insurance jargon? We're here to translate. Our team ensures you understand your policy fully, helping you steer clear of common pitfalls and securing coverage that truly protects.
Application & Claims Assistance
From paperwork to claims, we've got your back every step of the way. Our friendly staff will guide you through applications, discuss flexible payment options, and support you in the event of a claim, ensuring a smooth process throughout.
From paperwork to claims, we've got your back every step of the way. Our friendly staff will guide you through applications, discuss flexible payment options, and support you in the event of a claim, ensuring a smooth process throughout.
Objective Advice & Industry Updates
As your unbiased advisor, we provide insights into various policy packages, keeping you informed of industry changes, procedural updates, or rate adjustments. We're here to ensure your coverage evolves with you, safeguarding your assets now and in the future.
As your unbiased advisor, we provide insights into various policy packages, keeping you informed of industry changes, procedural updates, or rate adjustments. We're here to ensure your coverage evolves with you, safeguarding your assets now and in the future.
Types of Coverage

Comprehensive Solutions for Every Aspect of Your Life

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Protecting the roof over your head and your business premises.
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Securing your possessions, whether you own your home or rent.
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For both personal and commercial vehicles, ensuring you're covered on the go.
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Specialized coverage for construction sites and the machinery that powers them.
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Safeguarding your income streams against unforeseen disruptions.
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For the adventurers at heart, covering everything from pleasure boats to commercial shipping.
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Protecting your professional practice against liability claims.
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Covers damage to the structure being worked on, as well as the contractor’s own equipment.

Homeowners And Commercial Property Insurance

Homeowners Insurance

If your property is damaged by a storm, fire, earthquake, flood, or other covered event, your insurance policy pays to repair or rebuild your property. This encompasses everything from walls and roofs to permanent fixtures like built-in kitchens and bathrooms.

Your policy doesn’t just cover the main building; it also helps repair surrounding structures on your property, ensuring comprehensive protection.

Commercial Property Insurance safeguards your business against various risks, including natural disasters, water damage, theft, fire, and vandalism.

This policy covers the cost of repairing or rebuilding your business premises. It also includes replacing your stock or equipment, minimizing business interruptions.

By protecting your premises and essential business assets, Commercial Property Insurance ensures that your business can get back up and running more quickly after an incident, reducing downtime and financial loss.

Ensure peace of mind with our robust Homeowners and Commercial Property Insurance, designed to provide financial security and aid in rapid recovery from unexpected events.

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Contents And Renters Insurance

Ensure your personal belongings are protected with our Comprehensive Contents Insurance coverage.

  • Household Items: Covers the repair or replacement of furniture, electronics, clothing, and other personal items damaged or lost due to an insured event.
  • Theft and Burglary: Provides coverage for items stolen following a break-in.
  • Accidental Damage: Protect your personal belongings against accidental damage.
  • Disaster Protection: Covers repair or replacement of home contents and personal items affected by disasters.

Ideal for both renters and homeowners, providing peace of mind that your possessions are protected.

Please discuss the various options available with a member of our team.

Auto

Automobile Insurance Overview

Automobile insurance provides essential coverage against potential vehicle loss, damage, or injuries. This coverage ensures that you, your passengers, pedestrians, other people's property, and your vehicle are financially protected. At Creque Insurance Agency Limited, we offer flexible payment schedules to fit your needs. For personalized service, contact one of our friendly representatives or visit our office in the heart of Road Town.

Third Party Liability

Coverage for Others: Third Party Auto Insurance covers expenses related to the other person's injuries, death, or property damage if you are at fault in a collision.

Financial Protection: This essential coverage ensures that you are protected against potential financial burdens resulting from an at-fault accident.

Comprehensive Auto Insurance

All-Inclusive Protection: Comprehensive Auto Insurance provides coverage for damages to your own vehicle. This includes incidents such as collisions, hurricanes, theft, and more. The policy pays for the repair or replacement of your vehicle, ensuring minimal disruption to your daily life.

Be sure to ask about car rental reimbursement, a convenient feature that offers transportation solutions while your vehicle is being repaired.

Heavy Equipment Insurance

Purchasing plant and machinery is a substantial financial commitment, and any damage to these assets during a project can lead to significant, unforeseen expenses. Heavy Equipment Insurance is crucial as it covers damage to owned or leased machinery such as excavators, diggers, forklifts, dump trucks, mixers, etc. This type of insurance is an all-risks policy that ensures any construction and maintenance tools are protected, safeguarding your investment, and securing the continuous operation of your projects.
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Loss of Rent Business Interruption Insurance

Loss of Rent Insurance

When an unexpected event makes your home uninhabitable, loss of rent coverage ensures that you, your family, and your pets have a safe place to stay while repairs are made.

Alternative Accommodation: Provides for alternative living arrangements for homeowners and their pets during the repair period.

Lost Rental Income: If you are renting out your property, this coverage compensates for the rental income lost due to an insured event.

Experience hassle-free recovery with protection for your home and your financial stability.

Business Interruption Insurance

Ensure the resilience of your business operations against unforeseen disruptions with Business Interruption Insurance.

Compensates for the loss of income during periods when normal business operations are halted due to an insured event. Assists with covering ongoing operating expenses and helps to get your business back on track swiftly.

Safeguard your business's future and maintain financial security even in uncertain times.

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Marine Insurance

Marine Insurance Overview:

Marine insurance provides essential financial protection for your vessel, including motors, equipment, accessories, and personal effects. This coverage guards against various perils such as weather damage, fire, theft, and more. Additionally, marine insurance includes protection during road transit, as well as coverage for medical expenses, property damage, and bodily injury liability.

Choose our Marine Insurance for comprehensive coverage that ensures your marine assets and activities are protected against multifaceted risks and perils. Visit Creque Insurance Agency Limited for tailored marine insurance solutions that bring you peace of mind on and off the water.

Professional Indemnity

Professional Indemnity Insurance
Protect your professional services with our specialized Professional Indemnity Insurance.
  • Coverage: Shields directors, officers, and professionals from claims related to negligent services or advice.
  • Litigation Support: Covers legal defense and costs and damages awarded by the court within policy limits.

Rest easy knowing your professional reputation and finances are secured.

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Contractor's Insurance

For contractors, having insurance is essential for peace of mind and financial protection. Contractor’s Insurance is vital because it covers damage to the structure being worked on, as well as the contractor’s own equipment. Furthermore, it provides liability coverage for bodily injury and property damage to third parties, ensuring that contractors are protected against potential legal claims and compensatory damages.

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Let us navigate the complexities of insurance together, ensuring you're covered at every turn of life’s journey.

Ready to Simplify Your Insurance Experience?

Our team is eager to assist you with any inquiries, guide you through your insurance journey, or help you start a claim. Contact us today to ensure your assets are fully protected with a plan designed just for you.

Contact Info

Useful Links

Stay informed and connected with the following resources:

  • Creque Insurance Agency Limited on Facebook:

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  • Money Matters

    A Division of the Financial Services Commission: Essential insights on protecting your financial interests and understanding insurance. 

    Learn More
  • Department of Motor Vehicles:

    For all your vehicle registration and licensing needs. 

    Visit DMV
  • Department of Disaster Management:

    Stay prepared with the latest on disaster management and emergency preparedness. 

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